There is no one-size-fits-all solution to home financing, which is why we offer a wide range of loan program options. We know that making a home purchase is the most significant financial decision you might ever make, what matters most to us is providing a quality experience while securing the home loan best suited to your needs.
If you’ve researched what might be the best loan program for you or you’re interested in learning more about your options, let us help. We will take the time to understand your circumstances and goals and will help you to determine the home financing program that is right for you.
DELIVERING AN UNMATCHED EXPERIENCE
Any mortgage lender can promise competitive turn times and better rates. We offer loan products most relevant to our customers needs in the various retail markets we serve, while offering the most competitive pricing and highest quality experience. Our utmost focus is on providing our customers with an unmatched level and quality of service.
From our broad and deep product mix, we might find any of the following to be the right loan for you:
- 15 and 30 year fixed rates along with a 5/1 and 7/1 Treasury ARM with loan amounts up to $3,000,000
- 5, 15 and 30 year adjustable rate mortgages for primary and second home transactions
- FHA: Fixed and Adjustable-rate loans: 5, 15 or 30 year
- USDA rural housing 30-year fixed-rate loan
- VA: Fixed and Adjustable-rate loans: 5, 15 or 30 year
- VA Interest Rate Reduction Refinance Loan (IRRRL) loans
- 203(k) home rehabilitation loans
- HomeStyle Rehabilation Program
- H.A.R.P. – Home Affordable Refinance Program
- Non-Seasoned Cash-out Refinance
- Escrow Holdback
- Debt Service Coverage Ratio – Investment Property Loans
- Bank Statement Loans
- Interest-Only Loans
- ITIN – Individual Taxpayer Identification Number
- Multifamily Residential Properties 5-24 Units
- Condotel – Resort, Airbnb, Daily Rentals
- Home Equity Lines of Credit (HELOC)
- Purchase Money Second Liens
The Parham Team believes in educating and engaging our customers throughout the loan process. We look forward to hearing from you to begin that process. Contact us today at 855-326-6802 or schedule a call with a Loan Specialist.